A friend called me at noon today saying he'd been liquidated. He'd been shorting ETH with others, and this time he lost over $10,000, which he'd borrowed from online lenders. I've advised him many times to stop trading futures, but he won't listen. I told him to dollar-cost averaging into BTC and manage his finances. Binance's wealth management products are pretty good lately; their newly launched $U wealth management program is open for subscriptions, offering a 10.12% annualized return for the first 10,000 investments. Why are USDC and USDT prices falling recently? I have sell orders pending. In a bear market, invest in more wealth management products, and then dollar-cost average into BTC. Just sticking to dollar-cost averaging is already quite good; putting that into practice is really difficult.