Yesterday at OKEx's F1 event, I met with @Super4DeFi. We briefly discussed current savings strategies. The core principle for judging whether a deal is worth saving is: whether the other party has the ability to repay. There are still some good yield opportunities in a bear market, but the repayment ability of both public chains and protocols is too poor. The only financial products that allow for large positions are: Morpho, Aave, and major exchanges. For small funds of a few hundred thousand USDT, the deals that seem good for investing in TGE before TVL include: Bitway, Katana (Kat has recently surged, making financial products attractive again), Pharros will soon launch a savings vault, which from what I understand mainly uses off-chain MMF and on-chain WSTETH and CBBTC collateral, etc., so I might consider investing in it then. @Super4DeFi's ReUSD and ReUSDE seem pretty good to me, but the overall annualized returns are only 8% and 13% respectively, which might not seem as appealing.