Why Separating Returns is Crucial Regulatory frameworks such as the GENIUS Act clearly define a line: stablecoins with embedded returns blur the line between money and securities. STBL's Stablecoin 2.0 architecture separates utility from returns from the outset. The stablecoin itself remains a pure settlement currency, while the returns are segregated into a separate token. The result is clear regulation, continuous liquidity, and the creation of an institutional-grade digital currency. Earn returns, use principal. @Reeve_Collins