A friend of mine who runs a Web2 business asked me: "Is there anything like Yu'ebao (a popular Chinese money market fund), where you can just leave it idle and still access it anytime?" I immediately showed him Arbitrum. The mainnet is like an old road—it gets congested easily. Arbitrum, on the other hand, is like an elevated highway—it can handle real volume (4,500+ TPS), has a vibrant ecosystem (lots of Orbit L3 servers), and mature rules (DAO + Rollup), which is why institutions dare to participate. I thought RWAs would all collapse once subsidies stopped, but Theo Networks' thBILL on Arbitrum is still going strong even after subsidies stopped: TVL of $103 million, steadily increasing trading volume over 7 days, AUM back above $200 million, and even has recurring transactions. With Standard Chartered custody, AAA assets, and over $100 million in principal, I'm now more optimistic about the combination of Arbitrum and Theo Networks, and with the addition of ERC-4626 and ArbOS 50, this is just the beginning.