A couple of days ago, I chatted with a friend from an American financial institution. He mentioned that many people around him (traditional finance experts) are learning the crypto space from scratch. While some veteran users in the crypto community are leaving, new players are rushing in. Based on current trends, institutional players are no longer just observing or simply testing the waters. They've recognized this as an irreversible trend. In their view: Crypto standardization → Interoperability → Mass adoption → True scalability. In the next 1-2 years, Ethereum, which everyone is familiar with now, will give you a feeling you've never seen before. Three years from now, a completely new era of on-chain finance, an on-chain Wall Street era, will gradually emerge.