Hu Chenfeng once said: If you feel your understanding is superior to others, then you should probably be richer than others. If you haven't converted your understanding into money, if you're poorer than others, then your understanding is limited to that. This statement is actually quite harsh, but very realistic, and I completely agree with this core point. 👍 Simply put: If understanding cannot be monetized, cannot improve your life, or create value, then it's mostly just "knowing," not truly understanding. 1️⃣ Truly high-level understanding must include "practical application." Seeing things clearly and thinking deeply, but unable to do it or earn money, essentially indicates a deficiency in understanding—a lack of execution, courage, resource integration, risk tolerance, or simply wishful thinking. 2️⃣ Money isn't the only standard, but it's very honest. Money is a direct feedback from society on the value you provide. You say you have high cognitive abilities, good insight, and strong skills, but you still can't make money consistently. Either your direction is wrong, your abilities haven't kept up, or you're just indulging in self-pity. There is an exception: this person doesn't pursue money. ◦ Some people have high cognitive abilities but choose not to pursue money (for example, in academia, philanthropy, or spiritual practice). That's a deliberate choice, not a lack of ability. ◦ Making money also depends on timing, luck, background, and environment. Cognition is a core variable, but not the only one. So don't use "I have high cognitive abilities" as self-comfort. If you can't make money, it's because your cognitive abilities haven't reached that level yet, regardless of the reasons. Has this statement been enlightening for you?