XRP Ledger's decentralized exchange (DEX) trading activity surged to its highest level in 13 months, with its 14-day moving average reaching approximately 1.014 million trades, indicating continued stable user engagement, no longer affected by speculative volatility. This growth coincides with the launch of a new institutional-grade lending protocol (XLS-66), which supports fixed-term unsecured loans. The protocol has already garnered early support from several institutions, including fund management firm Evernorth, aiming to inject significant capital into XRP Ledger's yield ecosystem.