It's expected that by the end of next year, Twitter will be flooded with discussions about $CRCL. At that time, everyone will feel like they understand it. That's how investing works: those who do more research outperform those who do less. At this stage, everyone can say something and express some dissenting opinions. Especially if it drops to 60 or 30, then everyone is more likely to think they're the smartest. For CRCL, buy without hesitation at 30; anything below 60 is a good price.