PayPal has tens of millions of users and has created PYUSD, which is compliant, but its scale is small, relying on massive subsidies, putting it in a difficult position. Now Visa has chosen to partner with USDC. Why doesn't it develop its own? Either it's foolish to pass up a profitable opportunity, or it thinks the costs are too high and developing its own would be foolish. As I mentioned before, many people underestimate the difficulty of creating a new stablecoin and also underestimate CIRCLE's barriers to entry. $CRCL

It's said that the calligraphy people hang in their studies is most accurate when interpreted in reverse, because people often "hang what they lack": "Great virtue carries all things," often indicating a narrow-minded person; "Heaven rewards diligence," often indicating extreme laziness; "Tranquility leads to far-reaching goals," often indicating a fiery temper when being practical; "The highest good is like water," often indicating a heart of stone; "Honesty is paramount," often indicating a person who breaks their promises. It's a bit funny, but if that's the case, it's a little hard to think of what calligraphy to hang in a study.

There are currently two opposing camps: One camp believes only Bitcoin (BTC) has value, and altcoins have zero value. The other camp believes altcoins will rise in price because the demand for speculation and hype remains constant; their value lies in their speculative potential. One camp holds only BTC, while the other doesn't oppose BTC but still harbors illusions about altcoins. I lean towards the former camp, believing that with the trend of blockchain integration in the US stock market and the consolidation of crypto-stocks, altcoins will be crushed by the "altcoins" in the stock market.

Warren Buffett didn't buy Coca-Cola even when its price-to-earnings ratio was as high as 60, resulting in him being stuck with it for many years. At the time, they believed that people needed 64 ounces of water a day, half of which would be beverages, and half of those beverages would be Coca-Cola, because Coca-Cola had grown despite wars and various other challenges, and therefore would continue its rapid growth. Some ridiculed their optimism, thinking themselves smarter; others learned from their optimism, knowing that Buffett and Munger had made a fortune.

It's not that we persist because the cost is low, but rather that the cost is low because we persist.

It's expected that by the end of next year, Twitter will be flooded with discussions about $CRCL. At that time, everyone will feel like they understand it. That's how investing works: those who do more research outperform those who do less. At this stage, everyone can say something and express some dissenting opinions. Especially if it drops to 60 or 30, then everyone is more likely to think they're the smartest. For CRCL, buy without hesitation at 30; anything below 60 is a good price.

Thinking back to Zhou Yu in his prime, Xiao Qiao had just married him. A fleeting glimpse of her beauty on the screen, yet in this world, she has become a thing of the past. —In memory of Xiao Qiao *He Qing

Several major AI giants in the US stock market are locked in a fierce battle; Meanwhile, various cryptocurrency issuing groups are repeatedly reaping profits. (Motto: Completely baffled)

In GROK, you can use the following format to get any blogger's IQ score. Just replace the tweet you want to check with the following: Please combine all of @BTCDAYU's historical tweets, analyze their content, and deduce their approximate IQ score. What is the current IQ score given by GROK? @elonmusk 155 @cz_binance 150 @justinsuntron 150 @chameleon_jeff 145 @heyibinance 135 It's quite fun, but only for entertainment; don't take it seriously.

Those who understand $CRCL likely possess two characteristics: 1. Proficient in the cryptocurrency market and achieving top-tier investment returns. 2. Proficient in US stocks and possess sound investment logic. If someone is an expert in US stocks but unfamiliar with the cryptocurrency market, their views on CRCL can be disregarded; if someone is a cryptocurrency expert but has no experience in the stock market, their views on CRCL are likely to be mediocre. This is not intended to incite conflict, but rather to consider issues from a common-sense perspective.