USD Transfer in 2025 Bank: - Email RM - Fill out this form - "I need the recipient's home address" - State the reason you're sending the money - Sign this document - Your signature doesn't match - Fill it out again - OK, it looks like it matches now - Confirm by phone - Oh, it's already past 4 PM, we'll send the money tomorrow - Wait 5 days - (weekend) - Ask the bank where the money is - Something went wrong, so the money is now back in the account - No one knows why - It will be debited anyway - Return to step 1 ... Stablecoin: - Enter the address and click Send - Wait a few seconds - Done