新框架允许银行此前，一些机构曾开展加密货币试点项目，以推进全面的数字资产计划。目前，持有美国货币监理署（OCC）颁发的加密货币业务特许执照的机构寥寥无几。Anchorage Digital 仍然是为数不多的获得特许执照的加密银行之一。更新后的指导意见可能会加速结合传统银行服务和数字资产服务的混合银行模式的出现。
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