Author：Blockchain god operator

BNB Chain’s RWA ecosystem continues to grow at an accelerating pace, with more institutions choosing the network for tokenized assets and permissioned financial products. USYC has been a major part of that momentum. The asset recently crossed $1B in total supply, and over $900M of it is on BNB Chain.

Developers are choosing BNB Chain as the environment where USYC fits naturally: fast settlement, strong liquidity, and clean integration with permissioned collateral flows. Circle’s developer docs make it easy for teams to start building with USYC.

What This Unlocks for Builders

USYC introduces a new kind of collateral experience: predictable yield through price appreciation, without staking mechanics or reward claims. That simplicity matters. It lets developers focus on product design instead of extra infrastructure.

For teams looking for stable collateral that works consistently under load and composes well across DeFi, USYC adds a tool that has been missing from the stack.

What Builders Can Create With USYC

Once onboarded with Circle and set up to use permissioned wallets, developers can plug USYC into a wide range of use cases:

Borrow and Lend

Markets can list USYC so lenders earn yield while borrowers benefit from stronger collateral.

Perpetual Futures

Perp DEXs can accept USYC as margin, allowing traders to earn yield on posted collateral without leaving the market.

Automated Yield Strategies

Vaults can build structured strategies powered by a yield-bearing asset that grows through price appreciation, not staking.

Because USYC’s yield doesn’t rely on staking or claim contracts, integrations stay simple. Everything composes cleanly with permissioned AMMs, lending markets, structured products, and automated vaults.

Near real-time redemption into USDC ensures liquidation engines, derivatives systems, and automated strategies get the liquidity they need for smooth rebalancing.

Integration on BNB Chain

Integrating USYC is straightforward for any team already using USDC. USYC behaves like a standard ERC-20 token and is fully compatible with the BEP-20 standard. If your protocol enforces allowlisted wallets, you can handle USYC with minimal adjustments.

How to Get Started

1. Review Circle’s product details and eligibility requirements
2. Request access and complete onboarding, including KYC and AML
3. Integrate USYC as you would any ERC-20 token
4. Test subscription and redemption flows using Circle’s quickstart samples

Subscriptions and redemptions settle in USDC and operate 24/7.

Eligibility note: the underlying fund and USYC are available only to non-US Persons under the Securities Act of 1933 and may include additional restrictions. Contract addresses, oracle feeds, and integration references are available in the documentation.

*At time of writing.

BNB Chain’s RWA Momentum

BNB Chain has become one of the most active ecosystems for real-world assets, recently passing $1B* in onchain value. Over the past year, major institutions have launched tokenized products on the network, including:

• BlackRock’s BUIDL fund, tokenized by Securitize and accepted as collateral across major venues
• Ondo, bringing 100 tokenized U.S. stocks and ETFs
• CMB International, with a $3.8B money market fund onchain
• Franklin Templeton, expanding its Benji platform to BNB Chain
• VBILL by Securitize and VanEck, offering tokenized U.S. Treasury exposure
• And soon, xStocks powered by BackedFi and Kraken, bringing top US tokenized equities

This growing foundation is why RWAs on BNB Chain continue to accelerate — and why adding USYC strengthens the ecosystem even further.

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