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客户通过欺诈性付款从富国银行窃取 83 万美元,被判入狱
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富国银行的一名客户因利用与该银行的协议窃取数十万美元而被判入狱。
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富国银行的一名客户因利用与该银行的协议窃取数十万美元而被判入狱。

美国加州东区检察官办公室69 岁的肯尼斯·古尔德 (Kenneth Gould) 经营着一家工资服务公司,因盗窃 83 万美元并承认犯有银行盗窃罪而被判处一年监禁。

法庭文件显示,2017 年 10 月,古尔德开始通过欺诈性 ACH 方式从客户账户向自己在富国银行的薪资公司账户付款。古尔德的薪资服务公司位于加利福尼亚州克洛维斯,曾与富国银行有过合作关系,富国银行会在 ACH 转账清算之前将全部或部分款项记入收款账户。

当富国银行发现汇款账户资金不足以支付转账时,它突然冻结了付款,并试图追回最初汇出的款项。但为时已晚,因为古尔德已经迅速用银行本票提取了这些资金。古尔德曾向富国银行承诺会退还这些资金,但他从未兑现。

联邦政府公告称,

古尔德将偷来的钱交给了客户,并从客户的账户发起了欺诈性付款,因为他曾借钱给该客户,并希望该客户有一天会还钱。然后,该客户把钱都赌光了。

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