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GENIUS法案修正案禁止非金融上市公司发行稳定币,限制大型科技公司金融扩张
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5 月 15 日,据加密记者 Eleanor Terrett 披露,美国参议院最新收到的 GENIUS 法案两党修正案草案中加强了关键监管措施,明确禁止稳定币发行方虚假宣称受 FDIC 保险保障或由美国政府信用背书,并禁止在稳定币名称中使用「美国」、「美国政府」等相关术语以避免消费者混淆。


最重要的是对科技巨头的限制条款,修正案明确禁止 Meta、亚马逊、谷歌和微软等非金融上市公司发行稳定币,除非满足严格的金融风险、消费者数据隐私和公平商业行为标准,这与特朗普的「美国优先」愿景一致,旨在将银行业与硅谷科技企业的垄断倾向分离。


修正案还强化了执法机制,允许财政部在发行方存在鲁莽或故意违规行为时暂停其注册资格,并扩大对特殊政府雇员 (包括埃隆·马斯克) 的道德规范覆盖范围,确保金融利益冲突标准的一致适用。简而言之这些调整限制了大型科技公司的金融扩张,但增加了更多的繁琐程序。真正的改革需要让市场力量而非官僚来摧毁弱势参与者。

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