I recently came across a supposedly most stable investment strategy: Harry Brown's "Perpetual Portfolio," which divides funds into four equal parts:
25% Stocks: Capture economic growth (e.g., S&P 500 or Asia-Pacific broad market)
25% Gold: Heal against inflation and geopolitical instability (the recent safe-haven star)
25% Long-Term Bonds: Protect against deflation and economic recession
25% Cash/Short-Term Bonds: Cope with liquidity crises and maintain purchasing power
Every year, sell the stocks that have risen the most and buy the stocks that have fallen the most, returning to the 25/25/25/25 ratio.
It's said that with this portfolio, there have only been four instances of losses due to extreme circumstances over several decades, with a long-term annualized return of over 8% 🤔🤔🤔
While this is significantly lower than the 30% monthly return claimed by the previous "investment genius,"
it still seems quite reliable. When I have money, I plan to use this strategy for retirement 😌






