Bold Prediction: Where is Lista DAO's grand plan most likely to stall?
Let's make a pessimistic assumption: Which of Lista's five pillars is most likely to become its "Achilles' heel"?
First Place: On-chain credit lending. This is a creation from scratch, with no mature precedent. On-chain identity forgery is low-cost; how to prevent fraud? Where will the credit data come from? In case of bad debts, will community voting for collection or legal means be used? If this problem isn't solved, this module may forever remain in the "small-scale experiment" stage and never become a pillar.
Second Place: Stablecoin DEX hub. The ambition is "the biggest." But BNB has PancakeSwap, Ethereum has Uniswap, and other behemoths. Lista needs to offer extremely attractive liquidity incentives, which could erode protocol profits. If trading volume doesn't increase, this hub will just be a decoration.
Third Place: Multi-product synergy. The ideal is grand: RWA revenue supports credit, and predictions increase stickiness. However, the reality might be: each product line operates independently, leading to internal team conflicts and fragmented resources. Ultimately, every feature will exist, but none will be truly robust.
The most likely success story is the already launched RWA extension, because its requirements are clear and its model is well-defined.
Lista's advantage lies in its ample funding (high TVL) and large margin for error. Even if one or two pillars fail, as long as its core lending platform and RWA remain, it won't collapse. This experiment, regardless of its success or failure, offers valuable lessons for the industry.
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