We need to plan ahead for the future:
Last year's bull market saw me pay off all my family's debts, prepay property management fees, parking fees, and insurance for three years in advance, and even buy myself comprehensive health insurance.
The reason I did this was because, having experienced the harsh realities of several bull and bear markets, I felt anxious about the future in advance.
As it turns out, with Twitter's strong crackdown and restrictions on KOLs this year, the smallest opportunity in 2026 will likely be becoming a KOL, and many people have already transitioned to general traffic generation.
What you learn from others, you won't learn from; but you'll learn it after just one demonstration.
During the last bull market, my wife was pregnant, and I invested all the money meant for childbirth in FOMO mining. As a result, two months before her due date, I had to work like crazy to earn money.
During that time, I almost got scammed, and later I even went to Nanjing to seek redress. When I arrived at their office building, a 1.9-meter-tall security guard stopped me from going upstairs. I had to call them before they let me go up.
The negotiations didn't go smoothly, but fortunately, I had prepared sufficient evidence. After recognizing the reality, they had no choice but to return the 100,000 yuan in wages I owed.
What impressed me most was the night I successfully defended my rights. I was preparing to take the high-speed train home and stopped at a convenience store to buy a 15-yuan bento box. In my haste, I forgot to ask for chopsticks. When I opened the bento box on the train to eat, only to find there were no chopsticks, a wave of sadness washed over me, and tears welled up in my eyes.
From that moment on, I vowed never to let my cash flow dry. I wanted to give my family the best life, send my daughter to the best school; I wanted to lighten my burdens for the future, to plan my life carefully, and to always be able to overcome any obstacle.