朋友想趁孩子没满二十岁 给孩子办张信用卡,随便刷个几千块, 故意拖半年以上不帮他还,让卡逾期。 逾期半年,孩子征信直接拉黑, 而征信恢复期是五年,也就是说二十五岁之前, 无论是在读大学还是刚毕业了,就算孩子不学好被带偏, 想借网贷、分期、信用卡透支,通通办不下来,压根没机会欠钱捅大窟窿。 等到二十五岁,征信不良记录自动消除,什么也不耽误。 朋友想靠这种方式防孩子踩坑 你觉得可行吗?
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