1️⃣ I've been in the cryptocurrency world for 2.8 years, 1.8 years of which were full-time. 2️⃣ This time last year, my credit card debt hovered around 500,000 RMB; now it's 283,000 RMB. 3️⃣ The last few months of this year and next year are crucial. I must "keep living an ordinary life" and avoid anything bad happening. 4️⃣ In previous years, I also had two instances where my credit card debt approached 280,000 RMB. -> Especially at times like these, one must be extra cautious, focusing on paying off debts rather than spending money. -> This year, I had planned to go to Jinan with my brother-in-law's family to see the autumn colors, but with my two kids scoring 64 and 80 in math, the organizers canceled the trip.