"RWAs, a $16 Trillion Market." I saw a recent Wall Street Journal feature on RWAs; the title alone is enough to make me shudder. Driven by the stablecoin bill, the upcoming Digital Asset Market Structure Act, and SEC Chairman Atkins' speech last week mentioning "Project Crypto," a plan to fully promote the on-chain migration of traditional assets. Project Crypto's statement on reshaping global finance has clearly accelerated the RWA process. It's likely we'll soon see all manner of traditional financial assets, including MMFs (money market funds), T-bills, long-term bonds, structured notes, stocks, REITs, and private company equity, all on-chain. The Wall Street Journal feature painted a grand picture: a massive market projected to reach $16 trillion by 2030 is opening up. For investors, this heralds the dawn of a new era of asset allocation. Recently, Xstocks, Robinhood, and others launched tokenized US stock products, marking the beginning of the blockchain era. Recently, Binance launched RWUSD, a powerful financial product that capitalizes on favorable policies. Simply put, RWUSD is a principal-guaranteed investment product launched by Binance. Its returns are backed by innovative real-world assets (RWAs), such as tokenized US Treasury bonds. Users simply subscribe with USDT or USDC, and interest automatically accrues daily, yielding a 4.2% annualized return! Furthermore, it's 1:1 backed by a stablecoin, and redeemed directly with USDC, ensuring principal security—a boon for conservative investors. Assets like US Treasury bonds are often limited for the average user, and Binance's RWUSD offers a more accessible solution. This is precisely the significance of RWAs: RWAs make a wide range of traditional assets like cryptocurrencies, enabling small purchases, fast transactions, and cross-border circulation. RWAs significantly enrich on-chain investment opportunities. Compared to the highly volatile native crypto assets, RWAs are anchored to real assets, offering a more stable source of returns. Furthermore, their fragmented nature allows ordinary investors to participate in high-value assets with a very low barrier to entry (e.g., investing $10 in US Treasury bonds). RWUSD is such a product, lowering the barrier to entry for users to invest in US Treasury bonds, allowing ordinary users with small amounts of capital to participate in US Treasury bond yields. Furthermore, it is backed by the Binance platform for greater reliability and security, and can be redeemed at any time. https://t.co/dPMLLeIwBN This truly achieves the transition and iteration from "elite investment" to "public investment."
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