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万事达卡和 MoonPay 将推出全球稳定币支付卡
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资深研究
05-16 23:58
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万事达卡与加密基础设施公司 MoonPay 合作推出了一系列支持稳定币的支付卡。
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来源:MoonPay

我们可以从Stablecoin支付卡中获得什么期望?

这项新的信用卡服务将允许用户使用稳定币进行购买和收款,交易会自动转换为法定货币。这种方法旨在让商家和持卡人能够轻松使用稳定币,而无需处理复杂的管理流程。加密钱包或直接应对市场波动。

Iron,基础设施提供商,现归MoonPay,将负责该服务的技术后端。虽然尚未披露具体支持哪些稳定币,但此类产品通常使用 USDC 或 USDT 等知名资产,这两种资产均与美元挂钩。

此次推广计划将在全球进行,但两家公司尚未详细说明将优先推广哪些地区。

持续的监管发展

美国证券交易委员会(SEC)于4月发布指南,指出部分稳定币不符合证券资格。然而,SEC并未明确界定收益型稳定币或算法型稳定币,导致部分市场处于法律灰色地带。

美国证券交易委员会 (SEC) 最近也结束了对 PayPal 稳定币的调查,并未采取执法行动,这表明监管界限可能趋于更加明确。即便如此,许多国家仍在制定更广泛的稳定币法律框架,尤其是用于金融产品或支付系统的稳定币。

尽管如此,大型支付网络仍在继续尝试。Visa 最近在六个拉丁美洲国家启动了稳定币试点项目,并计划扩展到其他大洲。万事达'其自身的一系列合作伙伴关系,包括最近与 MoonPay 的合作,表明该公司将稳定币视为未来支付基础设施的可行组成部分。

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